Our Services

Mutual Fund

Nirmaan Associates – Your Trusted Partner in Mutual Fund Investments

At Nirmaan Associates, we believe in building your financial future with smart, strategic, and goal-oriented investment solutions. Our Mutual Fund Advisory Services are designed to help individuals and families grow their wealth systematically and safely over time. Whether you're looking to start your investment journey with a small monthly contribution or planning for retirement through structured withdrawals, we provide expert guidance across all major types of mutual fund investments – SIP (Systematic Investment Plan), SWP (Systematic Withdrawal Plan), and Lumpsum investments.

Systematic Investment Plan (SIP) – Build Wealth Step by Step

SIP is the most popular and disciplined approach to investing in mutual funds. With SIP, you invest a fixed amount regularly – monthly or quarterly – and over time, these small contributions compound to create substantial wealth.

Why Choose SIP with Nirmaan Associates?

• 📈 Power of Compounding: Your investments grow over time with the benefit of compounding returns.

• 💰 Low Entry Barrier: Start investing with as little as ₹500/month.

• 🛡️ Rupee Cost Averaging: Reduce the impact of market volatility through regular purchases.

• 🎯 Goal-Based Planning: Ideal for long-term goals like children’s education, buying a home, or retirement.

We assess your risk appetite, time horizon, and financial goals to suggest the most suitable mutual fund schemes tailored to your profile.

Systematic Withdrawal Plan (SWP) – Regular Income from Your Investments

An SWP allows you to withdraw a fixed amount at regular intervals (monthly, quarterly, etc.) from your mutual fund investments while your remaining corpus continues to grow. This is a perfect tool for retirees or those looking for a steady stream of income.

Why Opt for SWP with Nirmaan Associates?

• 📅 Predictable Cash Flow: Enjoy consistent withdrawals without disturbing your entire investment.

• 🧾 Tax Efficiency: SWP withdrawals are more tax-friendly compared to traditional interest income.

• 👵 Ideal for Retirees: Convert your wealth into monthly income without risk of depletion.

• 💼 Custom Plans: We design SWP strategies based on your age, expenses, and financial needs.

Lumpsum Investment – Invest Big, Grow Bigger

If you have a large sum available – from bonuses, property sale, inheritance, or savings – a Lumpsum Investment in mutual funds can help you deploy this capital efficiently for long-term growth.

Why Lumpsum Investment with Nirmaan Associates?

• 🚀 Quick Capital Deployment: Invest a significant amount in one go and let it grow with the market.

• 🧠 Strategic Diversification: We help spread your investment across various asset classes – equity, debt, hybrid – based on market trends and your profile.

• 📊 Market Timing Advice: We provide expert insights on when and where to invest for maximum impact.

• 🛑 Risk Management: For volatile markets, we also offer STP (Systematic Transfer Plan) as a safer alternative to deploy lump sum gradually.